Life Expectancy and Our Retirement

A big issue that is gaining a great deal of attention is the life expectancy of an average human being and how it has been slowly increasing in today’s age. With modern health practices, medicine and the latest in technological developments, the average adult life leading towards the ripe old age of 100 is becoming quite possible.

While this is great news, it can be quite worrisome when you throw retirement into the mix. 65 is the age most people aim to retire and many more are planning to retire at 60 and earlier. I for one am aiming to retire somewhere in my early 50’s and hopefully even leave the workforce much sooner if I can get a viable business up and running whatever it may be. One thing I am cautious about is the possibility of living 40+ years without an income from a job. It seems that us future retirees will have to be more strategic in the coming years!

If you, like me, are interested in receiving a calculated estimate on how long you will be alive, I would suggest you visit the Living to 100 life expectancy calculator. The questionnaire takes roughly 10 minutes to complete and it is free.

As our life expectancy continues to increase, I do not want to spend more of my time in the workforce then I have to. I value my time and I am looking forward to becoming financially independent while still being relatively young. I believe that sound investing at an early age is a great way to be prepared for life after work as well as being content with what you already have. Also, take advantage of employee matching to your retirement fund while you are employed as this is free money. Free money is always a good thing! If you consider your self in being far from financially savvy, I would suggest an investment in index funds. Index funds are a low cost alternative in investing and almost always out preform mutual funds. A great article from Financial Self Starter on index funds and can be found here.

While it is a smart idea to prepare living for the long haul and have as much saved as possible to enjoy your life, try not to stress too much about it. Besides, stress decreases our lifespan!


The Stress From Work


The last few days have been very stressful for me at work. I am in the process of learning new procedures that are taking place in my company and in the near future, I will be the “go to guy” for all these new processes. I am going to work earlier and going home later trying to learn as much as possible and trying not to fall behind on my existing priorities. Overall, not a good week for me at all.


After quitting my second job, I thought my work related stress was going to be reduced significantly.  That has not been the case so far.

For a person such as myself who doesn’t really enjoy working to begin with, the added stress caused by extra work, annoying co-workers or just living through the daily grind of Monday to Friday is something I do not want to do for the rest of my life.

In the mean time, I must find ways to reduce stress at all costs as it poses a  really serious health risk in the future. In times like this, I try anything possible to limit the amount of work related stress by doing the following:

Take Breaks

Taking a breather every now and then helps cool me down. Doing something as simple as walking around the office or taking a quick stroll around your building quickly makes you regain control of your nerves. I have done this and never heard any complaints from anyone.

Eat Lunch Outside the Workplace

I am not suggesting going out and spend money on food. What I do sometimes, if the weather permits, is go outside to a park close by and eat my lunch there. It is really peaceful as you have nature surrounding you and it literally feels like you escaped work for a while as the scenery and environment are so different.

Enjoy Personal Time After Work

Very simple yet so many people do not follow this rule. I for one am also at fault here sometimes as stress from work does get to me. I would suggest trying to do activities that you enjoy and do not give you time to reflect on your day at work. Playing sports is great for occupying your mind as well as activities such as reading a book, hanging out with friends, loved ones and pets.

Have Goals

A great stress relief, in my opinion is planning for an escape. Even if your plan for escape is a while away, planning makes you feel like you are heading in the right direction. Maybe your dream is to start your own business? If that is the case, why not take some continuing education courses to set you on your path? Want to be a writer? Start up a blog! The world wide web is an excellent place to write about  your hopes and dreams and you might even be profitable from  it.

Nothing can completely relieve you from work related stress but doing things you love is always beneficial in the long run. You might even be one of the lucky ones and actually enjoy your job. If that is the case, good for you! Sadly, a large percentage of people in North America are unhappy at the workforce.

For now, I am going to continue to pursue my goals and try to live each day as it comes. This is never an easy task, but nothing really is in life. If life were easy, we wouldn’t have to work to begin with. 🙂

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Review – Journey to the Edge of the Universe

Last night, I was having a difficult time trying to sleep. I was feeling restless and would not stop tossing and turning for the life of me. I decided to turn on the television to ease my mind. As I will flipping through the channels, I came upon this special presentation titled “Journey to the Edge of the Universe” on the Discovery Channel(although it is a National Geographic special).

I was lucky enough to catch the show from the beginning and was pleasantly surprised at the journey that was unfolding before my eyes! This animated story is simple: a  journey to the end of the universe from a first person perspective, with wonderful shots of our solar system, our galaxy, black holes and into inter galactic space.

The sense of wonder created from watching this program was worth the 2 hours of viewing time alone.  Journey to the Edge of the Universe really does a great job of showing the beauty, mystery and awesome power of the universe while hinting throughout how insignificant us humans, as a race really are. This film is not meant to leave you in despair, actually, it is quite the opposite. After watching, I immediately wanted to begin learning more about our universe and try to uncover some of its vast assortment of mysteries. I am even concidering  stargazing as a potential new hobby.

Take the Journey!

If you are feeling down and are finding your life unbearable from anything that is causing you worry, or  love adventure and mystery and have a keen interest in outer space, then I strongly suggest you go watch this movie. I believe this movie will leave you in awe as you will realize there is so much to life that we don’t know. We take Earth for granted daily in our lives and after watching this movie, I now know how beautiful our planet really is. If humans as a whole keep taking from the Earth without trying to nurture and preserve it, we will come to realize that the options in our solar system and beyond for human residency is harsh indeed.

Even if you find that after watching this movie, your interest into the world around you hasn’t changed, you will at least think that this was a good animated movie worth watching.

As a child, I always had a keen interest in our solar system and space in general. As I slowly creeped into adulthood, I sadly lost interest striving to live my busy lifestyle from work and chasing money. The Journey to the Edge of the Universe, has rekindled my interest.

For more informtion on this movie, Please click here